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One of West Coast Capital’s more traditional loan types is our Working Capital loan. This option allows businesses to gain the extra funds they need to in order to ensure that their enterprise is operating at peak performance. However, West Coast Capital’s terms are anything but traditional.

Unlike loans from traditional financial institutions, our small business loans require no pledge of personal assets.

Additionally, we offer a wide range of small business loan options for those owners who may have less-than-perfect FICO scores, providing alternatives to businesses that may have be turned away from bank lenders. At West Coast Capital, we believe that having poor or bad credit shouldn’t automatically exclude someone from access to business loans.

Another popular option is West Coast Capital’s Merchant Cash Advance loans. In exchange, for a fixed dollar amount of your future credit card processing sales, West Coast Capital will provide you with up to $250,000 in cash. The repayment option for this type of loan, which includes a small fixed percentage of your daily transactions being automatically retrieved until your advance is repaid in full, makes this options a simple and stress-free way to obtain the money your business requires.

In addition to standard small business loan options, there are also commercial business loans and bridge loans available. Commercial and bridge loans offer increased loans amounts of $500,000 or more for medium and large scaled businesses nationwide. Theses larger options have different qualification standards, contact West Coast Capital to learn more.

Importance of Small Business Loan Options

Taking out the wrong type of small business loan could do more harm than good, especially if it comes with strict repayment terms, which can lead to financial complications.

This is why small business owners should first focus on working with a lender that not only offers a variety of loan types, but who also specializes in small business financing. West Coast Capital has built its business around customizing loan solutions for small business owners, which has given us insight into what our clients need.

Get in touch with West Coast Capital to explore the different types of small business loans available to you. Our wide range of small business loan options are available to serve whatever your business needs may be.